Permanente Health Plan

Your first step to a healthy future



What is PHP?





The Permanente Health Plan Corporation (PHP) is the first per capita health plan provider in the Philippines. The per capita model is simple, affordable and all-inclusive health plan model.



AFFORDABLE





Affordable premium of P500/month, with no cash-out for any healthcare services.



SIMPLE





PHP contracts with Groups of 10 Members or Employers with a minimum of 10 employees to provide healthcare services through PHP affiliated healthcare providers.



ALL INCLUSIVE





Inpatient, Outpatient, Urgent care services, Pharmaceutical, Laboratory, Imaging (X-ray/CT Scan/Ultrasound/MRI), Dental, Vision and Mental Health care services.



FOUNDERS STORY



Mitz, Liezl, Melanie, Allan and Riz are batch '86 graduates of the University of Santo Tomas High School (USTHS). Dr. E is a product of USTHS batch '87. Daisy is Allan's wife. THE INITIAL CONVERSATION In February 2019, Mitz and her friend reconnected after losing touch for 32 years.

Both passionate healthcare providers (Her friend is a Neurosurgeon while Mitz, is a PhD Epidemiologist and a Medical Technologist), they got into an earnest conversation about the current health care system in the Philippines.

The health plan model in the Philippines and in the United States runs on the same traditional model. That is, healthcare providers such as hospitals and doctors, earn a profit only when a patient is sick.
On the other hand, healthcare insurance companies earn a sizeable profit when patients are WELL and do NOT get sick as the paid up monthly premiums remain intact. Mitz then described to her friend the per capita type health plan model that exists in approximately 3% of health plan/insurances in the U.S. and is starting to become more popular.

With this model, a fixed premium is collected monthly from members through an Employer/Group plan and the health services are provided through affiliated healthcare providers. Her friend asked Mitz "why and how is it different from the traditional models?" and Mitz happily explained how it works:



THE GERM OF A PLAN





The germ of an idea to begin the journey of creating a healthier country has grown from the initial conversation. A few months later, in October 2019, armed with research and a Powerpoint presentation, Mitz provided her friend a detailed information on how they can start the first capitation type health plan in the Philippines. Halfway through the presentation, Her friend stopped Mitz and asked "when can we start?"



THE FOUNDING MEMBERS





Both friends had kept in touch with a number of USTHS friends and discussed the plan in length with selected close friends and fellow health professionals, Registered Nurses Liezl (with her husband, medical doctor, Dr. E), Lanny, Allan (and his wife, Daisy, also an RN) and Riz, a former US Air Force Nurse and current healthcare solution clinical technologist, as well as Technologist Melanie.



THE PHP FORMATION





The Permanente Health Plan Corporation successfully incorporated and was approved by the Philippine Securities and Exchange Commission in December 2019.



SO WHAT REALLY MOTIVATES US?





We the founders were born and raised in the Philippines, almost all are healthcare professionals and technologists, blessed in where they are in life. We believed that the current healthcare system in the Philippines is not adequate, the national health care insurance only pays for hospitalization, a second private insurance to cover for outpatient care, in addition to any other cash-out-of-pocket portion is not very affordable. IT CAN BE BETTER!



Founded by Filipinos for Filipinos



We decided to form PHP to be the alternative, better option for Filipinos. We are motivated to keep our members healthy by empowering them with tools to lead a healthy life through preventive care, constant monitoring of pre-existing illnesses and computerized tracking of their health status. PHP will allow our fellow Filipinos to afford outpatient care and eliminate their cash-out-of-pocket cost, and ultimately, enable them to concentrate of what matters the most - their health.





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.A subsidiary of Stotsenberg Healthcare Systems Inc